Utah insurance fraud training

The requirement

What Utah requires

Utah Code 31A-31-112 requires every insurer to keep an insurance antifraud plan. Under subsection (2)(b), the plan must outline how the insurer will educate employees on fraud detection and on the insurance antifraud plan. Life settlement providers and producers have a similar training duty under 31A-36-117.

The plan must also include procedures to detect, investigate and prevent all forms of insurance fraud, to investigate through in-house or contracted investigators, to report suspected fraud to the Insurance Department and to pursue restitution.

Plans are not filed with the Insurance Department. The Department says Utah-domiciled insurers may be asked for their plan during a routine examination. The statute sets no training hours or frequency.

• Educate employees on fraud detection and the antifraud plan
• Keep procedures to detect, investigate, report and recover fraud losses
• Have the plan ready for review at examination

Sources, checked October 2026

• Utah Insurance Department, Insurance antifraud plan
• Utah Code Title 31A Chapter 31, Insurance Fraud Act (Utah Legislature)

How NATG helps

Meet the Utah mandate with one program

• Annual and new-hire anti-fraud courses in versions for each line of business and department
• Online, or instructor-led at your location
• Completion records, certificates and reports for your fraud plan and examiners
• One program for every state you write in, tracked in one place

NATG specializes in insurance fraud and investigations. Our compliance courses are built around the detection, referral and reporting duties in state fraud plans.