Maryland insurance fraud training

The requirement

What Maryland requires

COMAR 31.04.15.05A requires an insurer's antifraud plan to include training for new and existing claims personnel, underwriters, auditors, insurance producers and consumer service personnel. Training must also be offered, but is not required, to independent producers appointed with the company.

Each course must be at least two hours long and must address the fraud associated with the company's product lines, including recognizing and referring suspicious claims. New employees must be trained within six months of hire, and personnel must receive updated material at least once every two years. Training may be delivered by internal staff or an outside vendor.

The plan itself is required by Insurance Article Section 27-803. Changes to the plan must be reported to the Commissioner within 30 days, and an annual antifraud report of Maryland fraud statistics is due by March 31.

• At least 2 hours per course, specific to your product lines
• Claims, underwriting, audit, producer and consumer service personnel
• New employees trained within 6 months of hire
• Updated material at least once every 2 years
• Training offered to appointed independent producers

Sources, checked October 2026

• Maryland Insurance Administration, COMAR antifraud plan regulations

How NATG helps

Meet the Maryland mandate with one program

• Annual and new-hire anti-fraud courses in versions for each line of business and department
• Online, or instructor-led at your location
• Completion records, certificates and reports for your fraud plan and examiners
• One program for every state you write in, tracked in one place

NATG specializes in insurance fraud and investigations. Our compliance courses are built around the detection, referral and reporting duties in state fraud plans.