New Hampshire insurance fraud training

The requirement

What New Hampshire requires

RSA 417:30 requires every insurer licensed to write direct business in New Hampshire to have antifraud initiatives, including a written antifraud plan. Insurers writing only credit, home warranty, travel or title insurance are exempt.

Under Ins 4601.05(c)(4), the plan must describe the insurer's antifraud education and training for personnel involved in antifraud efforts, such as underwriters, adjusters, claims representatives, appointed agents and attorneys. It must say whether the training is internal or external, the number of hours expected per year, and whether it covers ethics, false claims or other legal issues. Ins 4601.05(c)(5) also requires an internal fraud detection policy and reporting system for employees.

The state sets no minimum hours or new-hire deadline. The plan is filed with the Commissioner on request, and the Commissioner may fine an insurer that fails to carry out its plan.

• Describe antifraud training for underwriters, adjusters, claims staff, agents and others
• State internal or external delivery and expected hours per year
• Say whether training covers ethics and false claims
• Carry out the plan as written; it can be requested at any time

Sources, checked October 2026

• RSA 417:30, Insurer antifraud initiatives (New Hampshire General Court)
• Ins 4600, Antifraud plan standards (New Hampshire General Court)

How NATG helps

Meet the New Hampshire mandate with one program

• Annual and new-hire anti-fraud courses in versions for each line of business and department
• Online, or instructor-led at your location
• Completion records, certificates and reports for your fraud plan and examiners
• One program for every state you write in, tracked in one place

NATG specializes in insurance fraud and investigations. Our compliance courses are built around the detection, referral and reporting duties in state fraud plans.