Minnesota compliance
Minnesota insurance fraud training
Minnesota requires insurers to keep an antifraud plan and notify the Department of Commerce of it. The statute does not set a specific training requirement, but training is how most insurers put the plan's prevention and reporting procedures into practice.
The requirement
What Minnesota requires
Minn. Stat. Section 60A.954 requires every insurer, other than reinsurers, self-insurers, excess insurers and the Workers' Compensation Reinsurance Association, to institute and maintain an antifraud plan. Within 30 days of adopting or materially changing the plan, the insurer must notify the Commissioner of Commerce in writing and name the person responsible for it.
The plan must include procedures to prevent insurance fraud, including internal fraud by officers, employees or agents, application fraud and claims fraud; to report insurance fraud to law enforcement; and to cooperate with the prosecution of fraud cases.
The statute does not mention employee training, hours or frequency. Training your claims, underwriting and agency staff is the practical way to show that the prevention and reporting procedures in your plan work.
- Keep an antifraud plan covering prevention, reporting and cooperation
- Notify Commerce within 30 days of adopting or changing the plan
- Training is not stated in the statute; it supports the plan
Sources, checked October 2026
How NATG helps
Meet the Minnesota mandate with one program
- Annual and new-hire anti-fraud courses in versions for each line of business and department
- Online, or instructor-led at your location
- Completion records, certificates and reports for your fraud plan and examiners
- One program for every state you write in, tracked in one place
NATG specializes in insurance fraud and investigations. Our compliance courses are built around the detection, referral and reporting duties in state fraud plans.
Questions
Minnesota anti-fraud training questions
Does Minnesota require anti-fraud training?
Minn. Stat. 60A.954 requires an antifraud plan but does not state a specific training requirement. Training supports the plan's procedures to prevent and report fraud.
What must a Minnesota antifraud plan include?
Procedures to prevent insurance fraud (internal, application and claims fraud), to report fraud to law enforcement, and to cooperate with prosecutions. Commerce must be notified within 30 days of a new or changed plan.
How can NATG help in Minnesota?
NATG trains claims, underwriting and agency staff to recognize and report fraud, with completion records that show your plan is being carried out.
Other states
Anti-fraud training requirements in other states
- Arkansas
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New Mexico
- New York
- Ohio
- Pennsylvania
- Tennessee
- Utah
- Vermont
- Washington
This page is a guide to help you comply with state law. It is not legal advice; confirm the current requirement with your counsel or the state insurance department.
Train your Minnesota staff
Tell us your lines and states and we will set up the right program.