Maine insurance fraud training

The requirement

What Maine requires

Under 24-A M.R.S. Section 2186(5)(B), the antifraud plan must outline procedures to educate appropriate employees on the antifraud plan and on fraud detection. The requirement applies to every insurer writing direct insurance in Maine.

The plan must also include procedures, suited to the insurer's Maine lines of business, to prevent, detect and investigate insurance fraud, to use fraud investigators, and to report fraud to law enforcement and regulators. Insurers file an annual aggregate report of known or suspected fraudulent acts on or before March 1.

The statute does not define appropriate employees or set hours or frequency. Most insurers include claims, underwriting and SIU staff and train them each year.

• Educate appropriate employees on the antifraud plan and fraud detection
• Keep procedures to prevent, detect, investigate and report fraud
• File the annual fraud report by March 1

Sources, checked October 2026

• 24-A M.R.S. Section 2186, Insurance fraud prevention (Maine Legislature)
• Maine Bureau of Insurance Bulletin 279, antifraud plans

How NATG helps

Meet the Maine mandate with one program

• Annual and new-hire anti-fraud courses in versions for each line of business and department
• Online, or instructor-led at your location
• Completion records, certificates and reports for your fraud plan and examiners
• One program for every state you write in, tracked in one place

NATG specializes in insurance fraud and investigations. Our compliance courses are built around the detection, referral and reporting duties in state fraud plans.